How Does A Mortgage Underwriter Verify Income?
The mortgage underwriting process is essential to verify income and ultimately determine whether the loan is approved or not. In addition to examining your income, the underwriter will also dive into significant events such as recently graduating from school, switching careers, or...
How To Spot A Reverse Mortgage Scam
Reverse mortgages have helped countless senior homeowners convert a portion of their home equity into much-needed cash to provide added income during retirement.
This type of loan offers many advantages for seniors, and it’s no surprise that many have been applying in recent...
What’s The Minimum Credit Score For VA Home Loan Approval?
Through the VA home loan program, millions of veterans and service members have become homeowners. VA loans are favored for the following reasons: lower mortgage rates, no PMI required, no down payment necessary, and, to an extent, no minimum credit score requirements.
How To Deduct Mortgage Interest From Your Taxes
Did you know that owning property has tax incentives as a "mortgage interest deduction?" This article will outline what a mortgage interest deduction is, its limits, and how to include this deduction in your taxes.
What counts as a "Mortgage Interest Deduction"?
Guide To Qualifying For A Mortgage As A Non-U.S. Citizen
Owning a home is still very much a part of the American dream. However, did you know that non-U.S. citizens can also enjoy this? While there are challenges to homeownership if you are not a citizen, know that lenders are open to extending credit to non-citizen homebuyers.
Let's look at how you...
WIRE FRAUD IS ON THE RISE. PROTECT YOUR FUNDS. For cybersecurity purposes, all bank checks and wire transfers must be confirmed over the phone with the attorney or paralegal working on your transaction prior to obtaining funds or initiating a wire transfer. Hackers are targeting email accounts of lenders, mortgage brokers and attorneys in attempts to initiate fraudulent wire transfers. Do not wire funds without verbal confirmation. CT Liberty Mortgage, LLC will NEVER request borrowers wire funds in connection with their transaction.
CT Liberty Mortgage NMLS 6297 1027 Farmington Avenue, Suite 100 Farmington, CT 06032 Phone: 860.606.0099 | Fax: 860.606.0204 firstname.lastname@example.org www.ctlib.com